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Jocelyn Landicho is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of CA (CA Insurance License #0C53789). No insurance business may be conducted outside this state referenced.

Joy Landicho is also a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency and a New York Life company. In this regard, this communication is strictly  intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific states referenced.

CJL Insurance and Financial Services is not owned or operated by NYLIFE Securities LLC, or its affiliates.