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Jocelyn Landicho is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of CA (CA Insurance License #0C53789). No insurance business may be conducted outside this state referenced.

Joy Landicho is also a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly  intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific states referenced.

Jocelyn Landicho is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of CA. As such, these services are strictly intended for individuals residing in CA.

Joy Landicho is licensed to offer mutual funds and variable products.  Market watch is provided for informational purposes and is not considered an offering of securities.

CJL Insurance and Financial Services is not owned or operated by NYLIFE Securities LLC, or its affiliates.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.